BEAT-THE-DEBT-COLLECTORS.COM
FREEDOM OF INFORMATION
MISSION STATEMENT
My mission is to expose the junk debt industry for what it is a
scam. The junk debt buyers have been steam rolling people for decades, and they need to be stopped. The only people who can stop them
are ME and YOU.
I am on a quest to eradicate the junk debt industry. I know I’ll never eliminate it, but I pledge to put as much of
a hurting on it as I legally can. If you are sick of the Junk Debt Industry abusing the legal system to take advantage of people who
are too afraid, or too ignorant of the law to know any better, then join me on this quest. Arm yourself with the knowledge
of the law and help others to arm themselves. Together we can take the profit out of this immoral industry.
The beatthedebtcollector.com
concept developed because I witnessed an injustice, an injustice so great that I could not just stand by without doing something about
it. I equate this practice, junk debt collection, with the slave hunters of the post civil war era, who hunted and tortured the slaves
after they were emancipated, then sold them back into slavery; or returned them to their old masters for a bounty.
These junk debt
buyers buy up old and out of statute debt, then try to coerce and deceive people into paying it, even though legally the debt
is uncollectible. They file false and misleading documents with all too willing courts, in order to secure illegitimate judgments. They
actually enslave people with debt that has long since expired. These poor people are being sold back into slavery.
The junk
debt buyers who commit these atrocities do have legal recourse to collect any debt that is within the statute of limitation;
as long as they have all the proper documentation. There is certainly enough in statute debt to make it profitable for them.
The problem is that these junk debt companies are greedy. What really offends me is the practice of buying up old debt that is
up to decades old, for less than 1/3 of a penny on the dollar, then lying and intimidating people with the force of
law, into paying all of the principal, then fees and penalties to boot. This practice should not even be legal.
INFORMATION IS FREE,
THE REST IS AFFORDABLE
I have a simple life premise; information is free to anyone who wants to look for it. You may have to do a lot
of research, but it will pay off in the end. There are a lot of websites out there that are totally free, and can teach you how to
deal with these unscrupulous debt collectors. They have letters you can copy, paste, and edit to fit your needs, in order to eliminate
your debt.
YOUR GOVERNMENT GIVES YOU THIS INFORMATION
There are government sites where you can read up on laws, like the FDCPA. There
are also many free legal forms on court websites, like the Maryland state district court forms website in my state. Click
on Lady Justice to the right, she will take you to a site with all the state courts listed. These are made available to
you, that you may use them to look up rules, and laws. Many courts have forms that you can fill out, print out, and file
motions and law suits Pro Se. IT’S ALREADY PAID FOR BY YOU. If you don’t have a computer or printer you can go to the public library,
find, fill out, and print these forms for about 20 cents per page. This is your tax dollars at work for you. Since you’ve already
paid for it you may as well use it. The best part is that all these things are free to anyone who cares to make the effort to do it
for themselves.
There are many software programs available out there, mine included. These programs make
it easy and convenient to do all that is necessary to erase your debt. If you’re like me, perhaps you will find it is easier to spend
a few bucks to have these letters and motions packaged in easy to use forms on a software programs.
To this purpose I have created
a few programs and offer them for a very reasonable price. Click here to see these packages. With the information that I found through
my research, and filing numerous motions and pleadings with the courts, I have developed some simple to use, fill-in-the-blank forms
that I offer at a very reasonable price. These forms may save you from having to pay unscrupulous junk debt collectors thousands of
dollars. Ask Homer R. of Towson Maryland.
Homer R. of Towson Maryland had one judgment against him and two more trials
scheduled on the court docket. Within three weeks of filing these forms the judgment was overturned by the court and both
of the other cases were dismissed by the Plaintiff. Homer was looking at over $20,000.00 in debt. Much to his relief he had to
pay $0.00
SUPPORT THIS SITE BY VISITING OUR SPONSORS
You can see many links on these pages. These links take you to sites that offer
free information and or products that can make erasing your debt as simple as fill in the blank, print it, sign it and mail it to
the creditor or the court.
There was a pile of information out there to sift through. So much information in fact, that I literally
spent months poring over this information. Once I had the information though, the software I designed made it easier for me to navigate
my way through the paperwork, which I had to do many times. Now this software can help others to free themselves from the trap that
the junk debt industry is trying to set for you.
The fact is that it is easier if you have both the knowledge, and the software. On
the links page you can find some of these free sites, and some software programs. These sites can educate you on the laws and practices
in the debt industry, and make erasing your debt easy.
ENJOY THIS SITE AND PASS IT ON
I hope you have enjoyed this ever growing site,
and that you will share it with others like you, who have found themselves being hounded by unethical junk debt collectors. We don’t
have to tolerate these illegal attempts to plunder our wealth. If we stand up to these junk debt buyers we can take a bite out of
their wallet. I propose that we start a movement to eliminate the whole junk debt industry. Remember; if we don’t stand up for our
rights then soon we will not have any.
